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    Recent Posts by Portfolio Capital

    How well has your salary kept up with house prices?

    How well has your salary kept up with house prices?
    You’ve probably noticed that house prices in Australia consistently outstrip growth in wages. But by how much? And what can you do to make sure you’re not forever chasing the great Australian dream? Each generation faces its own unique set of challenges (and opportunities!). And for the current crop, one big challenge can be breaking…
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    Think property prices will dip when rates rise? Don’t bet the house on it

    Think property prices will dip when rates rise? Don’t bet the house on it
    Whether you’re looking to buy, sell or hold, there’s a good chance you’ve wondered whether the property market will tumble when interest rates rise, right? Today we’ll look at what happened to house prices when interest rates were hiked in the past. Past performance does not predict future results – we’ve all heard that before.…
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    Open banking is ramping up, so how are lenders using your data?

    Open banking is ramping up, so how are lenders using your data?
    Open banking is here and it’s charging full steam ahead. So just how are lenders and fintechs using your shared data in this brave, new, data-fuelled world? A new report has shed some interesting insights. With all that’s gone on over the past two years, one of the nation’s biggest banking overhauls in recent memory…
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    Bar raised for borrowers: tougher home loan serviceability tests

    Bar raised for borrowers: tougher home loan serviceability tests
    Since November 1st some borrowers will find it a little harder to get a mortgage. In October, the banking regulator announced tougher serviceability tests for home loans to take effect from 1st November 2021. So, who will they impact most? The Australian Prudential Regulation Authority (APRA) increased the minimum interest rate buffer it expects banks…
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