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    Recent Posts by Portfolio Capital

    Open banking is ramping up, so how are lenders using your data?

    Open banking is ramping up, so how are lenders using your data?
    Open banking is here and it’s charging full steam ahead. So just how are lenders and fintechs using your shared data in this brave, new, data-fuelled world? A new report has shed some interesting insights. With all that’s gone on over the past two years, one of the nation’s biggest banking overhauls in recent memory…
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    Bar raised for borrowers: tougher home loan serviceability tests

    Bar raised for borrowers: tougher home loan serviceability tests
    Since November 1st some borrowers will find it a little harder to get a mortgage. In October, the banking regulator announced tougher serviceability tests for home loans to take effect from 1st November 2021. So, who will they impact most? The Australian Prudential Regulation Authority (APRA) increased the minimum interest rate buffer it expects banks…
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    How 1-in-10 first home buyers cracked the market 4 years sooner

    How 1-in-10 first home buyers cracked the market 4 years sooner
    Almost 33,000 Australians bought their first home four years sooner thanks to two federal government schemes that give first home buyers a leg up into the property market. Could you, or someone you know, be eligible? We love a feel-good news story around here. And hearing that so many first home buyers got a leg…
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    Seismic shift: two major banks hike fixed interest rates

    Seismic shift: two major banks hike fixed interest rates
    Are the days of ultra-low fixed interest rates over? It’s looking increasingly so, with two major banks increasing their fixed rates this week. So if you’ve been thinking about fixing your mortgage lately, it could be time to consider doing so. Do you know how when one tectonic plate shifts, others around it soon follow?…
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