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Many people only pay their bills on time to avoid being slugged with late fees and a bad credit rating. But a big change this month means that you can now be rewarded for timely repayments.

With some of the major lenders recently lifting interest rates on variable home loans, we've had a number of enquiries this week as to whether now is a good time to lock in an interest rate.

When one bank hikes its interest rates, the rest usually follow one after the other like dominos. Here's how to avoid getting caught up in the chain reaction.

Sydney? Melbourne? Perth? Find out which of Australia's capital cities have performed best in the property market over the past two decades.