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Lenders - Likes and Dislikes Lenders who provide “consumer” credit in Australia have a legal obligation to make sufficient enquiries into a prospective borrower’s financial circumstances to avoid placing that borrower under financial stress both at the time the loan is taken out and into the foreseeable future. These provisions, which come under the National…

The Home Loan Process So far in this First Home Buyers series we’ve talked about the various loan types, getting your finances in order and how to avoid some of the common mistakes in applying for a home loan. In this article, we’ll discuss what’s involved in applying for a loan. We'll cover what you…

First Home Buyers Part 4: Loan types and Pros and Cons of each With the wide range of loan types out there it can sometimes seem overwhelming when deciding which is best for you.  As all our individual circumstances are different it is far from the case that ‘one size fits all’. A detailed analysis…

Welcome to Part 3 of our First Home Buyers series. Buying your first home should be a memorable occasion for all the RIGHT reasons.  This article gives some examples of the kinds of mistakes to avoid so that your dream doesn't turn into a nightmare. 1. Rushing to buy In our eagerness to get our…