We don't like to dust off the old crystal ball and speculate very often, but there's been so much noise about whether the RBA will cut the official cash rate this Tuesday that we feel compelled to address it.
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With home loan interest rates dropping, is it time to pull the cord?
By pcpl.net.au
/ April 29, 2019
Fixing your home loan while rates are dropping is a bit like pulling the ripcord on a parachute. If you do it early you'll get a steady ride but may miss out on a bit of action. But if you leave it too late things might get a little messy.
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5 ideas to help first home buyers break into the property market
By pcpl.net.au
/ April 25, 2019
While housing affordability is improving across the country, for many young first home buyers cracking into the property market can feel like breaking into a fortress. Here are five ideas that can help bust down that door.
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Making the most of the instant asset write-off
By pcpl.net.au
/ April 11, 2019
Cash flow is like your daily hit of caffeine. You don't really notice how important it is for your business until you've got to try and operate without it. Today we'll look at how the recently expanded instant asset write-off initiative can help out in that area.
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How to welcome a baby into the family and stay on budget
By pcpl.net.au
/ April 10, 2019
Welcoming a baby into your family is one of the most joyous occasions of your life. But just like anything worth celebrating (such as your wedding day or buying your first property), it's not without its expenses.
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What the 2019 federal budget means for your family’s finances
By pcpl.net.au
/ April 3, 2019
With a federal election due in May, the 2019 federal budget is more a series of election promises than it is a set-in-stone budget. That aside, here are some of the more interesting talking points and what they'll mean for your family's monthly budget.
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The many hats we wear
By pcpl.net.au
/ March 28, 2019
Actors act. Cleaners clean. Taxi drivers drive taxis. Mortgage brokers? Well, we don't just do mortgages. Here are the other aspects of your life we can help with when it comes to your financing options.
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Top 5 tips for standing out on Airbnb
By pcpl.net.au
/ March 21, 2019
The short term rental market is booming. Each year, tens of thousands of Australians list their properties on Airbnb to make a tidy buck on the side. Here are our top five tips on how to stand head and shoulders above your competition.
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12 reasons you should see a broker for car finance
By pcpl.net.au
/ March 14, 2019
We've all heard the horror stories about a mechanically-challenged friend buying a car and it turning out to be an absolute lemon! Well, the truth is that sourcing the finance for the car isn't all too dissimilar. But here are 12 reasons why you won't end up with a lemon of a loan with us!
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5 ways to combat current property market conditions
By pcpl.net.au
/ March 7, 2019
Australia's housing market might be on a bit of a downward trajectory, but that doesn't mean the value of your home can't buck the trend. Here are five ways you can increase the value of your property, without necessarily increasing your monthly mortgage repayments.
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In this together: help us help you
By pcpl.net.au
/ February 13, 2019
Higher interest rates, increased fees, less flexibility and fewer options. That's how borrowers will lose out if the banking Royal Commission's recommendations around how mortgage brokers are paid are implemented. Here's how you can have your say!
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Mortgages not holding Aussies back from travel
By pcpl.net.au
/ February 7, 2019
It's no secret that Australians love to travel. The thing is, we also love to own our own home. Can you do both? It turns out most people can!
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Customers set to lose out as Big 4 Banks profit, yet again
By pcpl.net.au
/ February 6, 2019
Once again the Big 4 Banks have escaped major punishment and gotten exactly what they wanted: adding a multi-thousand-dollar tax on borrowing that'll hit consumers and brokers hardest.
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Do you Airbnb your property? The ATO has you in its sights
By pcpl.net.au
/ January 24, 2019
Sharing is caring, right? However, when it comes to the sharing economy, the ATO is feeling neglected and wants its fair share. Here's what you need to know if you rent out your property on Airbnb.
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Property buyers are increasingly turning to mortgage brokers
By pcpl.net.au
/ January 17, 2019
Excuse the humble brag, but property buyers are turning to mortgage brokers in record numbers. Here's why that's great news for the both of us.
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Is your interest-only loan about to end?
By pcpl.net.au
/ January 10, 2019
It's the end of the road for 900,000 borrowers on interest-only loans, as they'll be automatically switched to principal and interest loans this year. Now's the time to check whether or not you should start considering other options.
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APRA to remove restrictions on interest-only home loans
By pcpl.net.au
/ December 24, 2018
Here's some good news to kick off 2019: APRA is removing its restrictions on interest-only residential mortgage lending from January 1.
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Season’s Greetings! Wishing you a prosperous 2019!
By pcpl.net.au
/ December 19, 2018
Whether you're celebrating the festive season with family and friends, or getting away somewhere nice and relaxing, we hope you have a wonderful break over the summer holidays!
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Bank wanted mortgage broking fees transferred to customers
By pcpl.net.au
/ December 5, 2018
A big four bank almost overhauled its broker remuneration model so that the cost of mortgage broking services would be transferred to the customer, the royal commission heard. Here's how to prevent that from happening.
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Buy now, pay later schemes putting young shoppers at debt risk
By pcpl.net.au
/ December 4, 2018
One in six customers who use payment methods such as Afterpay and Zip Pay run into financial strife – and ASIC is putting the 'buy now, pay later' industry under the spotlight.
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