‘Are we there yet?’ That seems to be the million dollar question on everyone’s lips. Today we’ll take a look at whether or not the property market is finally starting to stabilise, as well as when we might start seeing some positive changes in the market.
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Will lenders pass on the RBA rate cut to you?
By pcpl.net.au
/ June 4, 2019
The RBA has cut the official cash rate to a new record low of 1.25%. But hang on a sec… Will lenders even pass on the cut in full? Today we’ll look at how you can make the RBA rate cut work for you.
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Your home is not perfect: the value of pest and building inspections
By pcpl.net.au
/ May 30, 2019
They say that home is where the heart is. And it’s true that we spend so much of our time, money and emotions in our homes. So it can be hard to truly look at them and think that something could be wrong.
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What the re-elected Coalition government has promised
By pcpl.net.au
/ May 27, 2019
No doubt, like most, you’re suffering from a bit of election fatigue. But stick with us - here’s one last article that explains what you can expect from the 46th parliament of Australia.
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APRA suggests banks relax key lending criteria
By pcpl.net.au
/ May 23, 2019
Here’s a bit of good news: you may be able to borrow more for your next home loan after the prudential regulator sent a letter to the banks asking them to relax a key lending criteria.
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How the new govt scheme could give you a head start on property
By pcpl.net.au
/ May 16, 2019
Did you know that it takes four to seven years for the average household to save a 20% deposit for their first home and avoid paying lender’s mortgage insurance? However, a new scheme promises to drastically reduce that time by dropping the required deposit to just 5%.
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Found an account transaction error? Don’t foot the bill
By pcpl.net.au
/ May 13, 2019
Most of us have found ourselves in a sticky situation where we’ve spotted an unauthorised or mistaken transaction on our bank account or credit card statement. Here’s how to avoid footing the bill.
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Interested in increasing your rental returns by up to 30%?
By pcpl.net.au
/ May 9, 2019
What would you say if we told you that you could potentially increase your rental returns by up to 30% simply by ticking a box? You'd probably call us 'barking mad'.
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Will the RBA cut the cash rate this month?
By pcpl.net.au
/ May 2, 2019
We don't like to dust off the old crystal ball and speculate very often, but there's been so much noise about whether the RBA will cut the official cash rate this Tuesday that we feel compelled to address it.
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With home loan interest rates dropping, is it time to pull the cord?
By pcpl.net.au
/ April 29, 2019
Fixing your home loan while rates are dropping is a bit like pulling the ripcord on a parachute. If you do it early you'll get a steady ride but may miss out on a bit of action. But if you leave it too late things might get a little messy.
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5 ideas to help first home buyers break into the property market
By pcpl.net.au
/ April 25, 2019
While housing affordability is improving across the country, for many young first home buyers cracking into the property market can feel like breaking into a fortress. Here are five ideas that can help bust down that door.
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Making the most of the instant asset write-off
By pcpl.net.au
/ April 11, 2019
Cash flow is like your daily hit of caffeine. You don't really notice how important it is for your business until you've got to try and operate without it. Today we'll look at how the recently expanded instant asset write-off initiative can help out in that area.
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How to welcome a baby into the family and stay on budget
By pcpl.net.au
/ April 10, 2019
Welcoming a baby into your family is one of the most joyous occasions of your life. But just like anything worth celebrating (such as your wedding day or buying your first property), it's not without its expenses.
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What the 2019 federal budget means for your family’s finances
By pcpl.net.au
/ April 3, 2019
With a federal election due in May, the 2019 federal budget is more a series of election promises than it is a set-in-stone budget. That aside, here are some of the more interesting talking points and what they'll mean for your family's monthly budget.
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The many hats we wear
By pcpl.net.au
/ March 28, 2019
Actors act. Cleaners clean. Taxi drivers drive taxis. Mortgage brokers? Well, we don't just do mortgages. Here are the other aspects of your life we can help with when it comes to your financing options.
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Top 5 tips for standing out on Airbnb
By pcpl.net.au
/ March 21, 2019
The short term rental market is booming. Each year, tens of thousands of Australians list their properties on Airbnb to make a tidy buck on the side. Here are our top five tips on how to stand head and shoulders above your competition.
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12 reasons you should see a broker for car finance
By pcpl.net.au
/ March 14, 2019
We've all heard the horror stories about a mechanically-challenged friend buying a car and it turning out to be an absolute lemon! Well, the truth is that sourcing the finance for the car isn't all too dissimilar. But here are 12 reasons why you won't end up with a lemon of a loan with us!
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5 ways to combat current property market conditions
By pcpl.net.au
/ March 7, 2019
Australia's housing market might be on a bit of a downward trajectory, but that doesn't mean the value of your home can't buck the trend. Here are five ways you can increase the value of your property, without necessarily increasing your monthly mortgage repayments.
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In this together: help us help you
By pcpl.net.au
/ February 13, 2019
Higher interest rates, increased fees, less flexibility and fewer options. That's how borrowers will lose out if the banking Royal Commission's recommendations around how mortgage brokers are paid are implemented. Here's how you can have your say!
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Mortgages not holding Aussies back from travel
By pcpl.net.au
/ February 7, 2019
It's no secret that Australians love to travel. The thing is, we also love to own our own home. Can you do both? It turns out most people can!
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