With every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases. Here’s how to stay on top of your mortgage and feel financially secure.
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Property listings and prices are bouncing back
By Admin
/ April 20, 2023
As property prices start to climb, listings are following suit. So if you’re hunting for a home, what does this...
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What is the fixed-rate cliff and how can refinancing help?
By pcpl.net.au
/ April 12, 2023
You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it? And if you’re about to head over it, how can you prepare for a soft landing?
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Money habits that may raise lenders’ eyebrows
By pcpl.net.au
/ March 29, 2023
We all know being on our monetary best behaviour can help to land a home loan. But did you know there are common spending habits you may have that are red flags to lenders?
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Time to jump in? First home buyer deposit saving times plunge
By pcpl.net.au
/ March 22, 2023
Home loan headlines have been, let’s face it, a bit of a downer of late. But the good news is that first-home buyers are now reaching their 20% deposit goal faster.
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Considering refinancing your mortgage? Here are some questions to ask
By pcpl.net.au
/ March 17, 2023
Home loan not up to scratch? Looking for a better rate? Or do you want to unlock equity? Then refinancing could be for you. But there are some important questions to ask first.
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Hold your horses: RBA hikes cash rate again to 2.85%
By Portfolio Capital
/ November 1, 2022
Whoa, Nelly! The Reserve Bank of Australia (RBA) has lifted the official cash rate again, this time by another 25...
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With property prices dropping, is now the time to refinance?
By pcpl.net.au
/ October 27, 2022
You may have heard that property values are on the decline. But what does this mean if you’re planning to refinance? We’ll discuss how falling housing prices may affect your refinancing application and what you can do about it.
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Is now a good time to buy an investment property?
By pcpl.net.au
/ October 20, 2022
You’ve bought a home. And now you might be considering adding an investment property to your portfolio. But have recent interest rate hikes cooled your heels? We’ve outlined reasons why now may still be a good time to buy.
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Nurses and midwives now eligible for LMI waiver
By pcpl.net.au
/ October 13, 2022
Nurses, midwives and other important healthcare professionals can now qualify for a lenders mortgage insurance (LMI) waiver policy. Here’s how it could save them thousands and fast-track their journey into home ownership.
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How long does it take for an interest rate rise to kick in?
By Portfolio Capital
/ September 22, 2022
Household budgets around the country are feeling the brunt of five back-to-back rate hikes. And we’ve been warned more are...
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RBA hikes the cash rate for fifth straight month to 2.35%
By pcpl.net.au
/ September 6, 2022
The Reserve Bank of Australia has hiked the official cash rate by another 50 basis points to 2.35%. Here’s how much you can expect to pay on your mortgage going forward and how we could give you a helping hand.
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Property prices are predicted to dip: 5 ways you can prepare to buy
By pcpl.net.au
/ August 24, 2022
Property prices are predicted to fall over the coming year, but it’s always hard to know exactly when they’re going to start trending back up again. So if you’re interested in taking advantage of the dip, it could pay to start preparing now.
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Keep calm and carry on: 5 ways you can absorb interest rate rises
By pcpl.net.au
/ July 27, 2022
We’ve seen interest rates bounce back up over the past three months, and most economists are predicting more increases to come. If you’re starting to worry about your finances, rest assured there are several steps you can take now to get on the front foot.
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Want a first home buyer scheme spot? Here’s how to get the inside lane
By pcpl.net.au
/ June 23, 2022
We’re just days away from 35,000 first home buyer scheme spots becoming available on July 1. If you’re keen to snare a place in the scheme - and buy your first home sooner - here’s how to get ahead of the pack.
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Refinancing numbers are surging across the country, here’s why
By pcpl.net.au
/ June 16, 2022
Rising interest rates got you feeling a little vulnerable? It might be time to take some control back by refinancing or asking for a rate review. Here’s why we’re seeing refinancing numbers surge across the country.
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Banks tighten lending, reducing the maximum you can borrow
By pcpl.net.au
/ June 2, 2022
Some of Australia’s biggest banks have tightened their mortgage lending criteria, meaning you might not be able to borrow as much from them. How might this affect your next purchase?
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Bulk of SMEs preparing for growth over next 12 months: research
By pcpl.net.au
/ May 26, 2022
Small businesses around the nation are once again confident about their future and ready to start driving toward their next phase of growth, according to new research.
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ATO hit list: rental property income and capital gains
By pcpl.net.au
/ May 26, 2022
Property investors beware: the Australian Taxation Office (ATO) has revealed the four key areas it will be targeting this tax year, and rental property income/deductions and capital gains are high on the hit list.
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