Housing affordability is one of the key battlegrounds ahead of the federal election this Saturday. So what is each of the two major parties proposing to help first home buyers crack the market? Let’s take a look.
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EOFY alert! Financial year-end is fast approaching
By pcpl.net.au
/ May 12, 2022
Small business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the cost have just over a month to act this financial year.
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Ready for lift-off: how to prepare a buffer for more rate rises
By pcpl.net.au
/ May 12, 2022
Rate rises are a bit like taking off in a plane. Sure, it's a bit nervy, but so long as you’ve run through your pre-flight check, have a well-serviced aircraft, built-in some contingencies (a buffer!), and have a handy co-pilot (us!), you should reach your destination no worries.
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RBA increases cash rate to 0.35% amid high inflation concerns
By pcpl.net.au
/ May 3, 2022
The Reserve Bank of Australia (RBA) has increased the official cash rate by 25 basis points to 0.35% amid high inflation concerns and has signalled more cash rate increases will likely follow.
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Attention first home buyers! Price caps increase for 5% deposit scheme
By pcpl.net.au
/ April 21, 2022
First home buyers with a deposit of just 5% will soon have more purchasing power thanks to an increase in property price caps for the highly popular Home Guarantee Scheme.
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How to save a first home deposit in just over a year
By Portfolio Capital
/ April 7, 2022
It’s taking young couples roughly five years on average to save for a 20% home loan deposit, according to new...
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What the!? Tesla came third on the new vehicles sold list?
By pcpl.net.au
/ April 7, 2022
Car enthusiasts around the nation got a bit of a shock this week when the Tesla Model 3 rocketed up the sales leaderboard to place third for all new vehicles sold in March.
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Budget winners: first home buyers, regional buyers, single parents
By pcpl.net.au
/ March 31, 2022
First home buyers, regional buyers and single parents keen to crack the property market are the big winners in this year’s federal budget - with 50,000 low deposit, no LMI scheme spots up for grabs.
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16 ways the government should tackle housing affordability: report
By Portfolio Capital
/ March 24, 2022
Think property prices have gone a little bonkers? You’re not the only one. Which is why a report with 16...
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How much have car prices gone up since the pandemic began?
By pcpl.net.au
/ March 24, 2022
Most of you would have noticed that car prices have gone up significantly over the past two years. But how much have they gone up exactly? Let’s take a look.
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What’s your debt-to-income ratio? And why do lenders care about it?
By pcpl.net.au
/ March 17, 2022
New data from the lending watchdog reveals almost one in four new mortgages are risky. How are they deemed risky? Well, it’s got something to do with your debt-to-income ratio, which we’ll explain in this week’s article.
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Flood victims can defer loan repayments for up to 3 months
By Portfolio Capital
/ March 10, 2022
Home and business owners impacted by the floods in New South Wales and Queensland can apply to their lender for...
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Which two capital cities might have just hit their property price peak?
By pcpl.net.au
/ March 3, 2022
It’s a three-speed property market across the country right now, with two capital cities showing signs prices might’ve peaked, three cities looking like they could soon peak, and three still going strong. How is the market performing in your neck of the woods?
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Flexibility emerges as a key priority for small business loans
By Portfolio Capital
/ February 10, 2022
What’s most important to you when selecting a lender to provide finance for your small business right now? Well, Australian...
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Why are houses becoming so much more expensive to build?
By Portfolio Capital
/ February 10, 2022
Construction costs just rose at the fastest annual pace since 2005. So why is it getting so expensive to build...
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Which cities are expected to have the biggest price growth in 2022?
By Portfolio Capital
/ February 3, 2022
National property prices are predicted to rise by up to 9% in 2022, according to REA Group, but which cities...
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Your suburb’s 2021 property report card is in
By Portfolio Capital
/ January 28, 2022
With all the talk of record-breaking property growth throughout 2021, do you know how exactly your suburb and property type...
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2022 forecast: places where housing prices aren’t slowing down
By Portfolio Capital
/ January 6, 2022
National housing values grew 22.1% in 2021, and there are two capital cities and one region in particular that are...
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Up to 4,600 first home buyer guarantees back up for grabs
By Portfolio Capital
/ December 17, 2021
Want to buy your first home with a deposit of just 5% and pay no lenders’ mortgage insurance? You could...
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Don’t drown in Buy Now Pay Later debt this Christmas
By Portfolio Capital
/ December 9, 2021
Christmas is fast approaching and there’s a good chance you’ve started turning your attention to gifts for family and friends....
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