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    How long does it take for an interest rate rise to kick in?
    News

    How long does it take for an interest rate rise to kick in?

    Household budgets around the country are feeling the brunt of five back-to-back rate hikes. And we’ve been warned more are...
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    RBA hikes the cash rate for fifth straight month to 2.35%
    News

    RBA hikes the cash rate for fifth straight month to 2.35%

    The Reserve Bank of Australia has hiked the official cash rate by another 50 basis points to 2.35%. Here’s how much you can expect to pay on your mortgage going forward and how we could give you a helping hand.
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    Property prices are predicted to dip: 5 ways you can prepare to buy
    First Home Buyer News

    Property prices are predicted to dip: 5 ways you can prepare to buy

    Property prices are predicted to fall over the coming year, but it’s always hard to know exactly when they’re going to start trending back up again. So if you’re interested in taking advantage of the dip, it could pay to start preparing now.
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    Keep calm and carry on: 5 ways you can absorb interest rate rises
    News

    Keep calm and carry on: 5 ways you can absorb interest rate rises

    We’ve seen interest rates bounce back up over the past three months, and most economists are predicting more increases to come. If you’re starting to worry about your finances, rest assured there are several steps you can take now to get on the front foot.
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    Want a first home buyer scheme spot? Here’s how to get the inside lane
    First Home Buyer News

    Want a first home buyer scheme spot? Here’s how to get the inside lane

    We’re just days away from 35,000 first home buyer scheme spots becoming available on July 1. If you’re keen to snare a place in the scheme - and buy your first home sooner - here’s how to get ahead of the pack.
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    Refinancing numbers are surging across the country, here’s why
    News

    Refinancing numbers are surging across the country, here’s why

    Rising interest rates got you feeling a little vulnerable? It might be time to take some control back by refinancing or asking for a rate review. Here’s why we’re seeing refinancing numbers surge across the country.
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    Banks tighten lending, reducing the maximum you can borrow
    News

    Banks tighten lending, reducing the maximum you can borrow

    Some of Australia’s biggest banks have tightened their mortgage lending criteria, meaning you might not be able to borrow as much from them. How might this affect your next purchase?
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    Bulk of SMEs preparing for growth over next 12 months: research
    News

    Bulk of SMEs preparing for growth over next 12 months: research

    Small businesses around the nation are once again confident about their future and ready to start driving toward their next phase of growth, according to new research.
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    ATO hit list: rental property income and capital gains
    News

    ATO hit list: rental property income and capital gains

    Property investors beware: the Australian Taxation Office (ATO) has revealed the four key areas it will be targeting this tax year, and rental property income/deductions and capital gains are high on the hit list.
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    The two major parties’ first home buyer policies explained
    First Home Buyer News

    The two major parties’ first home buyer policies explained

    Housing affordability is one of the key battlegrounds ahead of the federal election this Saturday. So what is each of the two major parties proposing to help first home buyers crack the market? Let’s take a look.
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    EOFY alert! Financial year-end is fast approaching
    News

    EOFY alert! Financial year-end is fast approaching

    Small business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the cost have just over a month to act this financial year.
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    Ready for lift-off: how to prepare a buffer for more rate rises
    News Uncategorized

    Ready for lift-off: how to prepare a buffer for more rate rises

    Rate rises are a bit like taking off in a plane. Sure, it's a bit nervy, but so long as you’ve run through your pre-flight check, have a well-serviced aircraft, built-in some contingencies (a buffer!), and have a handy co-pilot (us!), you should reach your destination no worries.
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    RBA increases cash rate to 0.35% amid high inflation concerns
    News

    RBA increases cash rate to 0.35% amid high inflation concerns

    The Reserve Bank of Australia (RBA) has increased the official cash rate by 25 basis points to 0.35% amid high inflation concerns and has signalled more cash rate increases will likely follow.
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    Attention first home buyers! Price caps increase for 5% deposit scheme
    First Home Buyer News

    Attention first home buyers! Price caps increase for 5% deposit scheme

    First home buyers with a deposit of just 5% will soon have more purchasing power thanks to an increase in property price caps for the highly popular Home Guarantee Scheme.
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    How to save a first home deposit in just over a year
    News

    How to save a first home deposit in just over a year

    It’s taking young couples roughly five years on average to save for a 20% home loan deposit, according to new...
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    What the!? Tesla came third on the new vehicles sold list?
    News

    What the!? Tesla came third on the new vehicles sold list?

    Car enthusiasts around the nation got a bit of a shock this week when the Tesla Model 3 rocketed up the sales leaderboard to place third for all new vehicles sold in March.
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    Budget winners: first home buyers, regional buyers, single parents
    News

    Budget winners: first home buyers, regional buyers, single parents

    First home buyers, regional buyers and single parents keen to crack the property market are the big winners in this year’s federal budget - with 50,000 low deposit, no LMI scheme spots up for grabs. 
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    16 ways the government should tackle housing affordability: report
    News

    16 ways the government should tackle housing affordability: report

    Think property prices have gone a little bonkers? You’re not the only one. Which is why a report with 16...
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    How much have car prices gone up since the pandemic began?
    News

    How much have car prices gone up since the pandemic began?

    Most of you would have noticed that car prices have gone up significantly over the past two years. But how much have they gone up exactly? Let’s take a look.
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    What’s your debt-to-income ratio? And why do lenders care about it?
    News

    What’s your debt-to-income ratio? And why do lenders care about it?

    New data from the lending watchdog reveals almost one in four new mortgages are risky. How are they deemed risky? Well, it’s got something to do with your debt-to-income ratio, which we’ll explain in this week’s article.
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