Ever thought about buying a property with a friend or family member? You’re not the only one. The rising cost...
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FOMO factor: more Aussies looking to buy with mates or siblings
By Portfolio Capital
/ December 2, 2021
How well has your salary kept up with house prices?
By Portfolio Capital
/ November 30, 2021
You’ve probably noticed that house prices in Australia consistently outstrip growth in wages. But by how much? And what can...
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Think property prices will dip when rates rise? Don’t bet the house on it
By Portfolio Capital
/ November 18, 2021
Whether you’re looking to buy, sell or hold, there’s a good chance you’ve wondered whether the property market will tumble...
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Open banking is ramping up, so how are lenders using your data?
By Portfolio Capital
/ November 11, 2021
Open banking is here and it’s charging full steam ahead. So just how are lenders and fintechs using your shared...
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Bar raised for borrowers: tougher home loan serviceability tests
By Portfolio Capital
/ November 9, 2021
Since November 1st some borrowers will find it a little harder to get a mortgage. In October, the banking regulator...
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How 1-in-10 first home buyers cracked the market 4 years sooner
By Portfolio Capital
/ November 5, 2021
Almost 33,000 Australians bought their first home four years sooner thanks to two federal government schemes that give first home...
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Seismic shift: two major banks hike fixed interest rates
By Portfolio Capital
/ November 5, 2021
Are the days of ultra-low fixed interest rates over? It’s looking increasingly so, with two major banks increasing their fixed...
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Netflix and too chill: house hunters cutting corners on inspections
By Portfolio Capital
/ November 5, 2021
More than half of Australian house hunters spend the same amount of time inspecting a property as they do watching...
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Wheels in motion: RBA paves the way for early cash rate rise
By Portfolio Capital
/ November 5, 2021
Mortgage holders are facing a sooner-than-expected cash rate rise after the Reserve Bank of Australia (RBA) revised its outlook due...
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Is a home loan lending crackdown on the horizon?
By pcpl.net.au
/ September 30, 2021
The federal treasurer has given the strongest indication yet that a home loan crackdown is coming, stating that “carefully targeted and timely adjustments” may be necessary to avoid troubled waters. So what could a potential lending crackdown look like?
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Are you too loyal for your own good? The banks think so
By pcpl.net.au
/ September 16, 2021
The average Australian homeowner is paying more than $37,000 in extra interest over the life of their home loan due to the loyalty tax, and it’s got three-quarters of borrowers feeling “ripped off” and “angry”.
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Refinancing figures are on a record-breaking run: here’s why
By pcpl.net.au
/ September 9, 2021
With interest rates at record low levels, the number of homeowners refinancing skyrocketed to an all-time high in July. Today we’ll run you through why so many people are refinancing, and why you should consider doing so too.
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Nine in 10 FHBs trust brokers to help them buy their first property
By pcpl.net.au
/ September 2, 2021
Remember that classic TV ad: ‘nine out of 10 dentists recommend using [toothpaste brand]?’ Well, it turns out we’ve earned a similar level of trust when it comes to helping first home buyers sink their teeth into the property market.
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SME Recovery Loan Scheme revamped to help more businesses
By pcpl.net.au
/ August 26, 2021
More small and medium-sized businesses struggling to stay afloat due to the economic impacts of COVID will have access to cheaper funding after the federal government expanded the eligibility criteria for the SME Recovery Loan Scheme.
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How to ease financial pressure through debt consolidation
By pcpl.net.au
/ August 26, 2021
With many people around the country doing it tough right now, this week we’ll look at a way you can take some pressure off your monthly finances through debt consolidation.
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House price growth hits 17-year high, but is it slowing down?
By Portfolio Capital
/ August 10, 2021
You’d have to go all the way back to the 2004 Athens Olympics to find a time when house price...
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What’s the best day to auction your house?
By Portfolio Capital
/ August 10, 2021
Drive or walk around your local suburb mid-morning on a Saturday and chances are you’ll pass a few freshly banged...
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Buy Now Pay Later users put on notice by credit agency
By pcpl.net.au
/ July 29, 2021
Do you use a Buy Now Pay Later (BNPL) service like Afterpay or Zip? If so, be warned that one leading credit reporting agency has made a big change that means your BNPL data will go onto your credit report.
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It’s on! First home loan deposit schemes open for applications
By pcpl.net.au
/ July 1, 2021
If you’d like to buy your first home with just a 5% deposit and pay no lenders mortgage insurance (LMI), then you better act quick, as thousands of first home buyers are expected to rush to apply for the limited spots up for grabs.
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Property price caps increased for first home loan deposit scheme
By pcpl.net.au
/ June 23, 2021
First home buyers can now purchase more expensive properties under the federal government’s hugely popular 5% deposit, no LMI scheme.
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