The finance industry has a bunch of acronyms and abbreviations that can make the home buying process a little confusing. But they’re not as difficult to understand as you might think. Take our short quiz to see how many you can answer!
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Be careful of loading up on ‘buy now, pay later’ purchases this Xmas
By pcpl.net.au
/ December 9, 2020
‘Tis the season to be jolly, but it’s important not to get carried away when using ‘buy now, pay later’ providers to fund that festive spirit. That’s because one-in-five users struggle to make their repayments, new research has found.
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Freedom to move: stamp duty reforms gain momentum
By pcpl.net.au
/ November 26, 2020
Stamp duty: two of the most dreaded words in the world of property and finance. Fortunately, NSW and Victoria have unveiled some big changes to the inefficient tax this week, and there’s hope it’ll inspire other states to review their own stamp duty arrangements.
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Want to know how much your neighbours paid for their first homes?
By pcpl.net.au
/ November 19, 2020
First home buyers wanting to crack into the property market can now use an interactive map to see how much their neighbours spent on average for their first home.
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Switch lenders if rate cut is not passed on: RBA
By pcpl.net.au
/ November 5, 2020
Mortgage holders and business operators are being encouraged by the RBA to switch lenders if their bank doesn’t pass on the latest cash rate cut.
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Housing affordability best it’s been in a decade: report
By pcpl.net.au
/ October 29, 2020
Great news for homeowners and prospective buyers: housing affordability is at its best level in a decade and should continue to improve throughout 2021.
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HomeBuilder sparks surge in home loans, new builds and renos
By pcpl.net.au
/ October 15, 2020
Thousands of families across the country who had been thinking about a new build, or tackling an overdue renovation project, have rolled up their sleeves and committed to it, according to latest ABS data.
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Turbocharged instant asset write-off scheme unveiled
By pcpl.net.au
/ October 9, 2020
There was one big-ticket initiative in the federal budget that really caught our eye, and that was the turbocharged version of the instant asset write-off scheme. Today we’ll look at how it could improve your business’s cash flow moving forward.
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The First Home Loan Deposit Scheme is back; bigger and better!
By pcpl.net.au
/ October 8, 2020
The First Home Loan Deposit Scheme is back; bigger, better and more buyer-friendly than before. If you’re a first home buyer who missed out on the first two rounds, then here’s how to make it a case of third time’s a charm!
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Responsible lending laws to be axed: what that means for you
By pcpl.net.au
/ October 1, 2020
You might have recently heard that ‘responsible lending laws’ are set to be scrapped early next year. Rest assured though that you'll still be able to borrow responsibly. Let us explain how.
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House prices tipped to surge 15%, RBA hints at cash rate cut
By pcpl.net.au
/ September 24, 2020
Strap yourself in: Australian house prices are tipped to experience a mild COVID-19 dip before surging 15% over the following two years, according to some of the nation's top economists.
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Is now a good time to buy property? Two-thirds of investors say ‘yes’
By pcpl.net.au
/ September 17, 2020
The majority of property investors are remaining upbeat despite COVID-19, with 67% believing now is a good time to invest in residential property, according to a new survey.
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Lenders begin contacting borrowers who have deferred loans
By pcpl.net.au
/ September 10, 2020
If you’ve deferred your home or business loan then it’s likely your bank will reach out to you in the coming weeks. Here’s what to expect and what options are available to you.
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R U OK? We’re here for you, and here’s how you can support others
By pcpl.net.au
/ September 10, 2020
2020 hasn’t been an easy year for many Aussie households and businesses, which makes today an important one to check in on one another.
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How to enter the property market with a $15,000 to $30,000 deposit
By pcpl.net.au
/ September 3, 2020
First home buyers are now breaking into the property market more than four years faster than they typically would thanks to a little-known government scheme. Today we’ll discuss how.
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More than a quarter of SME businesses knocked back for finance
By pcpl.net.au
/ August 27, 2020
As if small and medium-sized businesses weren’t already facing an uphill battle this year; now it turns out that more than a quarter were knocked back when they applied for finance in recent months. Here’s how we can help.
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There’s a good chance you have a lazy $6k lying around your home
By pcpl.net.au
/ August 27, 2020
Whether you’re looking for extra cash to purchase a property, or could do with a few thousand dollars to pay off your existing mortgage, the average Aussie household could make nearly $6,000 from selling their pre-loved items.
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The percentage of Brisbane sellers offering $26,000 discounts has doubled
By pcpl.net.au
/ August 20, 2020
Home sellers across the country are lowering their price expectations in droves, new data reveals. But which two capital cities have seen the highest percentage of sellers discount their asking price?
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Applications now open for $25,000 HomeBuilder grant in all states
By pcpl.net.au
/ August 13, 2020
It’s been two months since HomeBuilder was first announced, and I’m sure many of us spent a bit of that time dreaming about an extra $25,000 to spend on a reno or new home. The good news is grant applications are now officially open.
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Property ranked as ‘best investment option right now’ by experts: survey
By pcpl.net.au
/ August 6, 2020
You’ve heard the saying ‘safe as houses’, right? Well, it seems that old adage may ring true even in the current pandemic, with many of the nation’s top economic experts saying that’s where they’d put their money right now.
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