This is one article we hope you never have to read. But if COVID-19 has impacted your income to the point where you may need to pause your mortgage repayments, then we’ve broken down the banks’ deferral policies for you.
Read More
Homeowners impacted by COVID-19 encouraged to contact lender
By pcpl.net.au
/ March 18, 2020
Homeowners who have had their income impacted by the coronavirus outbreak are being encouraged to seek out hardship options with their lender.
Read More
How long does it take to find and secure your dream home?
By pcpl.net.au
/ February 27, 2020
It takes most first home buyers longer than a full working week to house hunt and apply for finance for their 'dream' property, according to new research.
Read More
Downsizers tipped to be a ‘powerful force’ in 2020
By pcpl.net.au
/ February 20, 2020
Downsizers are tipped to take advantage of ‘the perfect storm’ and get the most out of the property market this year, predicts the national body representing professional buyers’ agents.
Read More
Are you being stung by the loyalty tax?
By pcpl.net.au
/ February 13, 2020
Once upon a time you were rewarded for loyalty. But borrowers with older mortgages are typically paying a higher interest rate than customers on new loans, confirms the RBA.
Read More
Credit scores set for Valentine’s Day boost
By pcpl.net.au
/ February 6, 2020
Tens of thousands of Aussies have an extra reason to love Valentine’s Day this year, with their credit scores set to jump after civil court filings disappear from their credit file.
Read More
How to increase your property’s value by up to 10%
By pcpl.net.au
/ January 30, 2020
Properties with high energy-efficiency ratings typically sell for up to 10% more, a review of international research shows.
Read More
Why don’t lenders drop my repayments when the interest rate falls?
By pcpl.net.au
/ January 23, 2020
A question that’s been popping up a bit lately has been ‘why didn’t my lender reduce my repayments when the interest rate fell last year?’
Read More
The race is on: thousands rush to apply for first home loan scheme
By pcpl.net.au
/ January 16, 2020
If you’re thinking of taking advantage of the new First Home Loan Deposit Scheme then you better act quick, as thousands of first home buyers have already applied for the 10,000 guarantees available.
Read More
How to avoid underinsuring your home
By pcpl.net.au
/ January 9, 2020
With Australia currently enduring its worst bushfire season on record, we all want to do our little bit to help out, so today we thought we'd discuss the important topic of underinsurance.
Read More
First come, first served: first home buyer scheme now open
By pcpl.net.au
/ January 2, 2020
Applications for the new First Home Loan Deposit Scheme are now open, with 10,000 guarantees available to first home buyers looking to get a leg up into the property market.
Read More
How to spread some free Xmas cheer these holidays
By pcpl.net.au
/ December 23, 2019
Did you know there’s around $1.1 billion owed to Aussie families in unclaimed shares, bank accounts and life insurance? With the festive season just around the corner, here’s how to find some long lost funds for you and your family in less than one minute.
Read More
Season’s Greetings! Here’s to a prosperous 2020!
By pcpl.net.au
/ December 18, 2019
With 2019 drawing to a close, we hope you're shifting into holiday mode and getting ready to relax and unwind (or, at least, looking forward to a few public holidays!).
Read More
Could you flick Netflix? ASIC updates responsible lending guidance
By pcpl.net.au
/ December 12, 2019
Could you say goodbye to Netflix to take out a loan? That’s one example corporate watchdog ASIC has included in its responsible lending update.
Read More
Banks ‘too cautious’ on SME loans: financial regulators
By pcpl.net.au
/ December 5, 2019
The country's top financial regulators are concerned banks are ‘too cautious’ when it comes to loans for small business borrowers.
Read More
6 tips to prepare your property for valuation
By pcpl.net.au
/ November 7, 2019
Looking to refinance your home loan? A valuation is a vital part of the process. So today we’ll look at some ways you can help get your home in tip-top shape.
Read More
Caps for new first home buyer scheme revealed
By pcpl.net.au
/ October 31, 2019
The property price caps in each state have been revealed for the federal government’s new first home buyer scheme. Read on to find out the maximum value of a property you can purchase under the scheme.
Read More
Crunch time: tax debts can now be reported by ATO to credit agencies
By pcpl.net.au
/ October 24, 2019
Got a large, overdue tax debt with the Australian Tax Office (ATO)? Then best listen up, because certain tax debt information can now be reported to credit reporting bureaus (CRBs).
Read More
Frustrating bank habit triggers probe into home loan pricing
By pcpl.net.au
/ October 16, 2019
You know that infuriating habit the big banks have of failing to pass on the RBA’s cash rate cuts in full? Well, it’s finally triggered the federal government to order an inquiry into home loan pricing.
Read More
SMEs need more support from lenders to grow: RBA
By pcpl.net.au
/ October 3, 2019
The ‘pendulum may have swung a bit too far’ when it comes to the tight lending standards currently imposed on small businesses, says the Reserve Bank of Australia (RBA).
Read More
