Here’s a bit of welcome news for mortgage holders: Australia’s record-low cash rate is likely to remain in place until 2023, according to leading economic and property experts.
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Wait, the bank can do that!?
By pcpl.net.au
/ May 7, 2020
Every now and then a bank does something that bucks the trend and takes customers by surprise. Today we’ll look at two cases that recently made national headlines and how you can reduce your chances of getting caught out.
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Bank loyalty can cost existing borrowers: ACCC report
By pcpl.net.au
/ April 30, 2020
Loyalty is an admiral trait when it comes to our friends, family and loved ones. But if you’re extending that virtue to the banks, then there’s a good chance it’s costing you thousands of dollars.
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Is now a good time to lock in a fixed rate?
By pcpl.net.au
/ April 23, 2020
With interest rates at record low levels, today we’ll look at a question that many are asking: should I lock in a fixed rate home loan?
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The big questions we’re receiving from first home buyers
By pcpl.net.au
/ April 16, 2020
It’s fair to say it’s an unusual time to be a first home buyer. But there are still opportunities out there for those whose jobs haven’t been affected by COVID-19.
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Need to pause your mortgage repayments? Here are the banks’ deferral policies
By pcpl.net.au
/ March 23, 2020
This is one article we hope you never have to read. But if COVID-19 has impacted your income to the point where you may need to pause your mortgage repayments, then we’ve broken down the banks’ deferral policies for you.
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Homeowners impacted by COVID-19 encouraged to contact lender
By pcpl.net.au
/ March 18, 2020
Homeowners who have had their income impacted by the coronavirus outbreak are being encouraged to seek out hardship options with their lender.
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How long does it take to find and secure your dream home?
By pcpl.net.au
/ February 27, 2020
It takes most first home buyers longer than a full working week to house hunt and apply for finance for their 'dream' property, according to new research.
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Downsizers tipped to be a ‘powerful force’ in 2020
By pcpl.net.au
/ February 20, 2020
Downsizers are tipped to take advantage of ‘the perfect storm’ and get the most out of the property market this year, predicts the national body representing professional buyers’ agents.
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Are you being stung by the loyalty tax?
By pcpl.net.au
/ February 13, 2020
Once upon a time you were rewarded for loyalty. But borrowers with older mortgages are typically paying a higher interest rate than customers on new loans, confirms the RBA.
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Credit scores set for Valentine’s Day boost
By pcpl.net.au
/ February 6, 2020
Tens of thousands of Aussies have an extra reason to love Valentine’s Day this year, with their credit scores set to jump after civil court filings disappear from their credit file.
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How to increase your property’s value by up to 10%
By pcpl.net.au
/ January 30, 2020
Properties with high energy-efficiency ratings typically sell for up to 10% more, a review of international research shows.
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Why don’t lenders drop my repayments when the interest rate falls?
By pcpl.net.au
/ January 23, 2020
A question that’s been popping up a bit lately has been ‘why didn’t my lender reduce my repayments when the interest rate fell last year?’
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The race is on: thousands rush to apply for first home loan scheme
By pcpl.net.au
/ January 16, 2020
If you’re thinking of taking advantage of the new First Home Loan Deposit Scheme then you better act quick, as thousands of first home buyers have already applied for the 10,000 guarantees available.
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How to avoid underinsuring your home
By pcpl.net.au
/ January 9, 2020
With Australia currently enduring its worst bushfire season on record, we all want to do our little bit to help out, so today we thought we'd discuss the important topic of underinsurance.
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First come, first served: first home buyer scheme now open
By pcpl.net.au
/ January 2, 2020
Applications for the new First Home Loan Deposit Scheme are now open, with 10,000 guarantees available to first home buyers looking to get a leg up into the property market.
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How to spread some free Xmas cheer these holidays
By pcpl.net.au
/ December 23, 2019
Did you know there’s around $1.1 billion owed to Aussie families in unclaimed shares, bank accounts and life insurance? With the festive season just around the corner, here’s how to find some long lost funds for you and your family in less than one minute.
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Season’s Greetings! Here’s to a prosperous 2020!
By pcpl.net.au
/ December 18, 2019
With 2019 drawing to a close, we hope you're shifting into holiday mode and getting ready to relax and unwind (or, at least, looking forward to a few public holidays!).
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Could you flick Netflix? ASIC updates responsible lending guidance
By pcpl.net.au
/ December 12, 2019
Could you say goodbye to Netflix to take out a loan? That’s one example corporate watchdog ASIC has included in its responsible lending update.
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Banks ‘too cautious’ on SME loans: financial regulators
By pcpl.net.au
/ December 5, 2019
The country's top financial regulators are concerned banks are ‘too cautious’ when it comes to loans for small business borrowers.
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