Buying a home for the first time can be challenging, especially with house prices soaring in recent years. So could switching from house hunting to unit searching be the way forward for you?
Read More
Money habits that may raise lenders’ eyebrows
By pcpl.net.au
/ March 29, 2023
We all know being on our monetary best behaviour can help to land a home loan. But did you know there are common spending habits you may have that are red flags to lenders?
Read More
Time to jump in? First home buyer deposit saving times plunge
By pcpl.net.au
/ March 22, 2023
Home loan headlines have been, let’s face it, a bit of a downer of late. But the good news is that first-home buyers are now reaching their 20% deposit goal faster.
Read More
Property prices are predicted to dip: 5 ways you can prepare to buy
By pcpl.net.au
/ August 24, 2022
Property prices are predicted to fall over the coming year, but it’s always hard to know exactly when they’re going to start trending back up again. So if you’re interested in taking advantage of the dip, it could pay to start preparing now.
Read More
Want a first home buyer scheme spot? Here’s how to get the inside lane
By pcpl.net.au
/ June 23, 2022
We’re just days away from 35,000 first home buyer scheme spots becoming available on July 1. If you’re keen to snare a place in the scheme - and buy your first home sooner - here’s how to get ahead of the pack.
Read More
The two major parties’ first home buyer policies explained
By pcpl.net.au
/ May 19, 2022
Housing affordability is one of the key battlegrounds ahead of the federal election this Saturday. So what is each of the two major parties proposing to help first home buyers crack the market? Let’s take a look.
Read More
Attention first home buyers! Price caps increase for 5% deposit scheme
By pcpl.net.au
/ April 21, 2022
First home buyers with a deposit of just 5% will soon have more purchasing power thanks to an increase in property price caps for the highly popular Home Guarantee Scheme.
Read More
Up to 4,600 first home buyer guarantees back up for grabs
By Portfolio Capital
/ December 17, 2021
Want to buy your first home with a deposit of just 5% and pay no lenders’ mortgage insurance? You could...
Read More
Don’t drown in Buy Now Pay Later debt this Christmas
By Portfolio Capital
/ December 9, 2021
Christmas is fast approaching and there’s a good chance you’ve started turning your attention to gifts for family and friends....
Read More
Bar raised for borrowers: tougher home loan serviceability tests
By Portfolio Capital
/ November 9, 2021
Since November 1st some borrowers will find it a little harder to get a mortgage. In October, the banking regulator...
Read More
Is a home loan lending crackdown on the horizon?
By pcpl.net.au
/ September 30, 2021
The federal treasurer has given the strongest indication yet that a home loan crackdown is coming, stating that “carefully targeted and timely adjustments” may be necessary to avoid troubled waters. So what could a potential lending crackdown look like?
Read More
Nine in 10 FHBs trust brokers to help them buy their first property
By pcpl.net.au
/ September 2, 2021
Remember that classic TV ad: ‘nine out of 10 dentists recommend using [toothpaste brand]?’ Well, it turns out we’ve earned a similar level of trust when it comes to helping first home buyers sink their teeth into the property market.
Read More
It’s on! First home loan deposit schemes open for applications
By pcpl.net.au
/ July 1, 2021
If you’d like to buy your first home with just a 5% deposit and pay no lenders mortgage insurance (LMI), then you better act quick, as thousands of first home buyers are expected to rush to apply for the limited spots up for grabs.
Read More
Property price caps increased for first home loan deposit scheme
By pcpl.net.au
/ June 23, 2021
First home buyers can now purchase more expensive properties under the federal government’s hugely popular 5% deposit, no LMI scheme.
Read More
4 in 5 hopeful buyers don’t understand key financial concepts
By pcpl.net.au
/ June 2, 2021
While most Australians dream of owning their own home, the majority of hopeful homeowners admit they don’t fully understand how home loans or mortgage rates work. That’s why we make it our mission to enlighten you during your home buying journey.
Read More
Single parents and first home buyers get big budget boost
By pcpl.net.au
/ May 13, 2021
Single parents saving for a property and first home buyers are the big winners from this year’s federal budget. Today we’ll break down the three schemes that will help them crack the property market sooner.
Read More
Is it cheaper to buy or rent your next home? You might be surprised
By Portfolio Capital
/ May 12, 2021
While it might feel like property prices are skyrocketing out of reach, the majority of Australian homes are actually cheaper...
Read More
Back up for grabs: 1800 first home buyer scheme spots reissued
By Portfolio Capital
/ February 13, 2021
Great news just in for first home buyers: the Australian government will reissue 1800 First Home Loan Deposit Scheme (FHLDS)...
Read More
MISSED OUT ON THE GOVERNMENT’S INITIAL FIRST HOME LOAN GUARANTEE SCHEME?
By Admin
/ February 4, 2021
Missed out on the Government’s initial First Home Loan Guarantee Scheme? Great News – if you act quickly. The Commonwealth...
Read More
